Salary Breakdown of an SSC CGL AAO in 2021 and Beyond

The in-hand salary of an SSC CGL (Staff Selection Commission) Assistant Audit Officer (AAO) in 2021 ranged between INR 55,000 to 65,000 per month. This salary includes the basic pay, allowances like House Rent Allowance (HRA) and Dearness Allowance (DA), and other benefits. The detailed salary breakdown is critical for understanding the financial aspects of a job role. Let's delve into the specifics.

Rough Breakdown of the Salary Components

The in-hand salary of an SSC CGL AAO in 2021 can be broken down as follows:

Basic Pay: Approximately INR 44,000 HRA: Varies based on the city, typically around 24% for metro cities DA (Dearness Allowance): Calculated as a percentage of the basic pay, roughly INR 17,000 in 2021 Other allowances: May include travel allowance, medical allowance, etc.

It's important to note that the exact amount can vary based on factors such as the city of posting and specific deductions such as provident fund and income tax.

Salary Calculation for Specific Classifications

X Class TPTA

For employees in the X class, who are working in TPTA (Technical Proficiency and Technical Assistance) cities, the basic salary of INR 47,600 can be calculated as follows:

Basic Pay: INR 47,600 Dearness Allowance (DA): INR 21,896 at 46% HRA (House Rent Allowance) Class X 27: INR 12,852 Transport Allowance: INR 3,600 DA on Transport Allowance: INR 1,656 (16%) of INR 3,600 Gross Salary: INR 87,604

Y Class TPTA

Calculating the monthly salary for those in the Y class in TPTA cities, with a basic salary of INR 47,600 can be a bit more straightforward. For employees in Level 8 with a Grade Pay (GP) of 4800, the HRA is 18%:

Basic Pay: INR 47,600 Dearness Allowance (DA): INR 21,896 (46%) of INR 47,600 HRA Class Y 18: INR 8,568 Transport Allowance: INR 3,600 DA on Transport Allowance: INR 1,656 (16%) of INR 3,600 Gross Salary: INR 83,320

For employees in the Y class with HRA at 18% and other classified cities, the basic salary of INR 47,600 with Level 8 and GP 4800 can be calculated as:

Basic Pay: INR 47,600 Dearness Allowance (DA): INR 21,896 (46%) of INR 47,600 HRA Class Y 18: INR 8,568 Transport Allowance: INR 1,800 DA on Transport Allowance: INR 828 (16%) of INR 1,800 Gross Salary: INR 80,692

Z Class Other Places

For a high-end location, the Z Class with HRA of 9% and other classified cities, the basic salary of INR 47,600 with Level 8 and GP 4800 can be calculated as:

Basic Pay: INR 47,600 Dearness Allowance (DA): INR 21,896 (46%) of INR 47,600 HRA Class Z 9: INR 4,284 Transport Allowance: INR 1,800 DA on Transport Allowance: INR 828 (16%) of INR 1,800 Gross Salary: INR 76,408

7th CPC Pay Matrix Table for Level 8 in Delhi

The 7th Pay Commission's pay matrix table for Level 8, effective from 1 January 2016, is applicable for CG employees, Railway employees, and Defence civilian employees. The calculation for an employee posted in Delhi with a basic pay of INR 47,600 is:

Basic Pay: INR 47,600 Dearness Allowance (DA): INR 21,896 (46%) of INR 47,600 HRA (House Rent Allowance): INR 12,852 (27%) of Basic Pay (Class X) Transport Allowance: INR 3,600 (Level-8/A1 Cities) Gross Salary: INR 87,604

Understanding these calculations is essential for financial planning and evaluation. Whether you are a prospective employee or an incumbent, knowing the exact components of your salary can help you adapt and plan your financial strategies accordingly.