Freelancing Beyond Understanding Payment Policies and Risks

Freelance platforms like and Upwork have specific policies regarding payment outside the platform. This article explores when and how it might be possible to pay a freelancer from outside the platform, the risks involved, and the differing terms of service from both platforms. Understanding these policies is crucial for both freelancers and clients alike.

Paying a Freelancer from Outside the Platform

's terms of business explicitly state that communications and payments should remain within the site. Generally, users are not allowed to solicit or accept payments outside of the platform until they have completed a certain number of projects on the platform. As of the last update in August 2023, freelancers can only communicate and manage payments through the platform during the first 90 days after a project is initiated. After this period, while it may be technically possible to arrange payments outside the platform, doing so would violate the platform's terms of service and could lead to penalties including account suspension or banning.

It is important to check the latest terms and conditions on as policies can change over time. The site provides additional support and feedback for both clients and freelancers, which is not available if transactions and communications are moved outside the platform. This risk is significant as cannot provide any support in cases of disputes or fraudulent activities.

Comparing and Upwork Policies

Upwork has a specific section in its terms of service that prohibits clients and freelancers from bypassing the platform to make payments directly outside the platform. This section, known as the Non-Circumvention clause, is prevalent in many freelance platforms to maintain order and transparency.

According to my knowledge and the terms of service, unless there have been significant changes, does not have a similar clause that explicitly forbids off-site payments. However, there is a significant catch. You can technically pay a freelancer outside , but if you are caught, the client can report the violation, and Freelancer support could also become aware. In such cases, your account would be closed, and you would no longer be able to work on the platform.

Reasons for Getting Paid Outside the Freelance Platform

Some freelancers might consider getting paid outside a freelance platform for various reasons, such as avoiding high service fees, or feeling restricted by the strict rules and restrictions. However, it is important to weigh the risks involved.

High Service Fees: On , the fee is a flat 10%, while on Upwork, it starts at 20% for your first job. On goLance, the fee is a flat 7.95%. As service fees are constantly decreasing, one should consider whether the current fees are too high or if the risks of getting caught are worth the savings.

Freedom from Strict Rules: Some freelancers are tired of the strict rules and restrictions associated with freelance platforms. However, on these platforms, they are free to attach any third-party links to their profiles, such as social media accounts, personal websites, and even other freelance platform profiles. There is no penalty for doing so, and their accounts will not be suspended.

Conclusion

The relationship between a freelance platform and its users should be one of mutual respect and cooperation. Treating the platform as an enemy rather than a friend can lead to problems and dilemmas. Freelancer platforms like and Upwork are built to provide a safe and reliable environment for both clients and freelancers. Moving payments and communications outside the platform can expose users to significant risks, including fraud and account suspension.

Freelancers and clients should be aware of these policies and always strive to work within the platform for the best protection and support. By adhering to the terms of service, users can avoid unnecessary risks and ensure a smooth and professional experience on the platform.