Disclosing Eviction from 2013: A Necessary Move When Applying for a New Apartment

Introduction

When applying for a new apartment, you may be surprised to learn that old records of eviction, such as those from 2013, may still impact your application. Despite having fallen off your credit report, these records can manifest in other places, including court records. This article will guide you through the process of disclosing such an event and address common questions landlords and tenants might have.

Affirmative Disclosure is Necessary

Just because an eviction from 2013 has disappeared from your credit report does not mean it is completely forgotten. Many court records remain accessible, and it is crucial to disclose such incidents when applying for a new apartment. Collection companies may continue to pursue the debt, even if it has been paid off, and the clock on statute of limitations may reset.

Why Disclose Even if the Debt is Paid?

While some might argue that the debt has been paid off and the issue is over, it is best to disclose the eviction on your rental application for several reasons. First, if the record still exists, not disclosing it could be seen as an intentional omission, which can harm your credibility. Secondly, even if the debt has been paid, the court record will remain, and landlords may still pursue this information.

It is important to frame your disclosure positively. You can explain that you fulfilled your obligations and that the time for accountability has passed. Additionally, you can emphasize that you have been a responsible tenant ever since and provide context for why the eviction occurred, especially if it was due to circumstances beyond your control.

Tips for Your Rental Application

If you are applying for a new apartment, it is advisable to be upfront and transparent about your eviction history. Here are some tips to help you navigate the process:

Be Honest: Honesty is the best policy. Even if you have good landlord references, a complete history, including past evictions, is crucial for a landlord's decision. Explain the Circumstances: If the eviction was due to unforeseen circumstances, such as a medical emergency or unexpected job loss, provide a brief but relevant explanation. Provide Positive References: Strong landlord references since the eviction can mitigate any concerns the landlord may have.

Why Disclosures Matter to Landlords

Landlords take eviction history very seriously because evictions can be costly and time-consuming. In fact, many landlords have a mindset that tenants with eviction histories are more likely to have similar issues in the future. By conducting thorough background checks, landlords ensure that they choose responsible tenants who are less likely to face eviction in the future.

Landlords often perform thorough checks that include verifying all addresses you have been associated with since turning 18. If any of these addresses were rental properties, landlords will check the court records to ensure you have been a responsible tenant. It is important to note that court records are permanent and not just limited to a seven-year period.

The Risks of Withholding Information

Withholding information about your eviction can lead to a negative outcome. If a landlord discovers that you lied during the application process, you may not only be denied the rental unit but may also face other consequences. Landlords often share negative information about their tenants in Facebook groups and other networks, which can significantly impact your reputation in the community.

Furthermore, being upfront and transparent about your past can prevent potential misunderstandings and build trust with your landlord. A landlord who sees a responsible and honest tenant is more likely to be willing to work with you on any issues that may arise.