Can the State Take Money from a Person’s Bank Account for Unpaid Child Support?

When it comes to unpaid child support, the state has the authority to take money from a person’s bank account, including tax refunds. If you're behind in your child support payments, the state can and frequently does intercept these funds to help clear your arrearage.

State Action on Tax Refunds

It is quite common for the state to intercept tax refunds when a person is behind on their child support payments. This practice not only helps reduce the amount owed but also ensures that the children receive the financial support they need.

How It Works

When you fail to make timely child support payments, the state may garnish your tax refunds, federal and state, to pay off the arrears. This is part of the state's enforcement mechanisms to ensure that parents fulfill their child support obligations.

Stricter Penalties for Non-Payment

For those defaulting on child support payments, the state can also divert other forms of income, such as stimulus payments, lottery winnings, and inheritances, to pay the arrears. Any funds coming to you with your social security number attached can be intercepted by the state.

State Thresholds and Exceptions

Not all states have the same threshold for intercepting tax refunds due to child support arrears. If your wages are already being garnished, it indicates that your arrears have reached or exceeded the state threshold. In such cases, the state will intercept your tax refund before the check is processed or direct-deposited.

It's important to note that there are exceptions to this rule. Some government payments such as inflation tax relief and emergency relief payments are not subject to interception. However, welfare checks and certain government payments are.

Consequences and Solutions

Failure to pay child support can have serious consequences. You risk undermining your ability to obtain future financial benefits from the state. It's advisable to take proactive steps to resolve your arrears, such as setting up a payment plan or seeking legal assistance.

Helping your children receive the financial support they need is crucial, and the state will take the necessary measures to ensure compliance with child support obligations. Set an example of responsibility and addressing your financial responsibilities promptly.

Conclusion

The state can and often does take money from a person’s bank account, including tax refunds, to address unpaid child support arrears. This proactive approach by the state helps ensure that children receive the support they need and prevents further financial strain. Understanding the implications of unpaid child support and taking action to rectify the situation can help avoid these consequences.