Can Someone Receive Social Security Payments from a Country They Previously Lived in Before Moving to the United States?
Can Someone Receive Social Security Payments from a Country They Previously Lived in Before Moving to the United States?
The question of whether you can continue to receive social security payments from a country you previously lived in after moving to the United States is complex, involving multiple factors such as citizenship, work history, and eligibility criteria. In this article, we will explore the details and provide clarity on this matter.
Introduction to Social Security Payments
When discussing social security payments, the term is primarily associated with the United States. However, individuals looking to receive such payments while living abroad may find themselves navigating a maze of rules and regulations.
Eligibility for Social Security Payments in the United States
As a rule, the United States pays social security benefits to its citizens residing in most countries worldwide. However, there are some exceptions. Countries such as Cuba, Iran, North Korea, and some former parts of the USSR are not covered by this program. Additionally, non-citizen spouses are generally still eligible to receive such payments if they meet the residency requirement.
Medicare Coverage Outside the US
It's important to note that Medicare, a U.S. healthcare program, does not cover beneficiaries living outside the United States. Therefore, if you are planning to move to another country, especially one with a lower cost of living, such as Venezuela, you may need to consider alternative healthcare options.
Collecting Social Security While Living Abroad
Only U.S. citizens who have earned their social security benefits through a minimum of ten years of work are eligible to receive social security payments while living abroad. This ensures that only those who have made significant contributions to the U.S. social security system can benefit from its provisions.
Rules for Non-U.S. Citizens
Non-citizen residents of the United States (such as lawful permanent residents) are generally not eligible for social security benefits, unless they have been working and paying into the system. However, their non-citizen spouses may be eligible for benefits based on the length of time the spouse has contributed.
Limitations and Challenges
Even for U.S. citizens living abroad, the process of receiving social security payments can be challenging. The payments are often lower in value compared to what one might receive if living in the United States. For example, a pension of $30 per month from Venezuela, while beneficial for financial management, only covers a fraction of basic necessities, especially considering the high cost of living in Venezuela.
Conclusion
While it is possible to receive social security payments in another country, the process and the amount received are subject to various rules and regulations. It is crucial to consider all aspects, including eligibility criteria, residency requirements, and potential adjustments in the value of the payments. For precise guidance, it is advisable to consult the relevant governmental agencies or seek legal advice before making any significant decisions.